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Flexible Financing Options For Minnesota, North Dakota and Eastern Montana Homeowners

Innovative Basement Authority offers a variety of stress-free financing options that make it easy for you to start your home improvement or repair project when the time is right for you.

A Range of Financing Options for Your Basement or Foundation Repair

  • “Same as cash” options (0% interest)
  • Easy payment plans
  • No hidden fees or closing costs
  • No prepayment penalties
  • Competitive rates, unsecured financing for projects of $1,000 and over

The Benefits of Financing: You’re in Control

Our financing partners offer several benefits:

  • Speed: Quick application process & same-day credit decision
  • Flexibility: Choose from a range of payment options
  • Control: Choose when to start your project
  • Convenience: easy online account management

With “same as cash” financing and a same-day approval process, you’re in control of when to undertake a major home repair. Booking repairs in a timely fashion lets you protect the investment in your home without tapping into equity, savings or emergency funds. And you end up with a more livable, more comfortable – and more sellable – home! It makes economic sense for many of our homeowners.

When Financing Makes Sense

Cracked foundations, leaky basements, and mildewy crawl spaces are often serious problems that shouldn’t be delayed. If you feel you’ve put your repair project off long enough, financing can help you get it done now instead of later. It’s not worth gambling with the investment you’ve made in your home!

How Our Financing Program Works

Our financing program is simple and straightforward. As part of your Free Estimate, you’ll meet with one of our specialists who can provide a detailed written estimate as well as outline financing options. Together, you’ll decide what type of financing, if any, meets your needs and budget.

We offer the following financing options throughout Minnesota, North Dakota & Eastern Montana, including Minneapolis, St. Paul, Fargo, Bismarck and surrounding towns:

Financing Options from GreenSky
Finance Your Project
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Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race,color, religion,natinal origin, sex or familialstatus. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22

Looking for a price? Get a no cost, no obligation free estimate.

Service Area Locations

Innovative Basement Authority
1330 41st St. N
Fargo, ND 58102
320-626-0002


Innovative Basement Authority
1325 S Frandsen Ave
Rush City, MN 55069
320-523-0001


Innovative Basement Authority
760 East Pearl Street
Kasota, MN 56050
320-591-3111
BBB Accredited Business
EPA Lead-Safe Certified
Bismarck - Mandan Home Builders Association
Builders Association of the Twin Cities
Central Minnesota Builders Association
Dickinson Area Builders Association
Duluth Builders Exchange
Fargo Moorhead Home Builders Association
Forx Builders Association
Mid-Minnesota Builders Association
Minot Association of Builders
MN Associated Builders & Contractors
MN Erosion Control & Storm Water Management (MECA)
Northern MN Builders Association
Fargo Moorhead Chamber of Commerce
Greater Stillwater Chamber of Commerce
Lakeville Area Chamber of Commerce
Pine City Area Chamber of Commerce
Rush City Area Chamber of Commerce
EPA Lead-Safe Certification
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